Terms of service
Note for solicitor: Draft prepared without legal input. Please review in full, in particular sections 3, 7, 8 and 9, consumer v. business customers, and whether the report is supplied as a service or digital content under the Consumer Rights Act 2015 and the Consumer Contracts Regulations 2013.
1. Who we are
My Auction Pack is a trading name of [COMPANY NAME LTD], a company registered in England and Wales (company number [COMPANY NO]), registered office [REGISTERED ADDRESS] (“we”, “us”). Contact: [hello@myauctionpack.co.uk].
My Auction Pack is not a law firm and is not authorised or regulated by the Solicitors Regulation Authority (SRA) or the Financial Conduct Authority (FCA).
2. What we provide
We provide, to buyers, an information and investment-analysis report (“Report”) on the documents in an auction legal pack that you upload (“Pack”), for property in England and Wales. The Report summarises what the Pack records, estimates costs using fixed rules and stated assumptions, rates findings red, amber or green, and lists points and questions you may wish to raise with a solicitor, surveyor, broker or the auctioneer.
The Report is not:
- legal advice, and we do not act for you in any purchase or prepare, review or lodge any legal document;
- a survey, a valuation, or tax, financial or mortgage advice;
- an offer of finance, a recommendation to borrow, or a recommendation to bid or not to bid.
This Report does not replace a survey, a solicitor or mortgage advice. We recommend that you take advice from a solicitor before bidding, in particular on any red or amber finding.
3. Scope and limits of the Report
- The Report covers only the documents in the Pack at the time you upload it. Packs can change before an auction; you should re-check the Pack on auction day.
- We do not cover property in Scotland or Northern Ireland.
- The Report is prepared with the help of AI tools. AI can make mistakes. Each finding has a document and page citation so that you can check it, and a confidence note where the Pack is unclear.
- Refurbishment and capital-expenditure figures are example ranges, not quotes. Maximum bid figures are illustrative, based on figures in the Pack and your stated assumptions; they are not an offer of finance or a recommendation to borrow. SDLT and LTT figures are estimates, not tax advice.
- Target delivery time: [TARGET TIME]. This is a target, not a fixed deadline, unless we agree otherwise in writing.
4. Your responsibilities
- Upload the complete Pack you want reviewed and tell us the correct lot details and strategy assumptions.
- Only upload documents you are entitled to share with us.
- Check any finding that matters to your decision against the cited page, and take professional advice where needed.
5. Price and payment
The Report costs £99 per Pack [INC. / EXC. VAT – confirm VAT status]. Payment is taken at order by [PAYMENT PROVIDER – Stripe planned]. Optional partner services are priced and contracted separately by each partner.
6. Our standard of care
We will provide the Report with reasonable care and skill, as required by the Consumer Rights Act 2015. Nothing in these terms excludes or limits that duty, or any other right you have by law that cannot be excluded.
Note for solicitor: Confirm wording complies with CRA 2015 s.57 and s.31 and the CMA unfair terms guidance (CMA37).
7. Cancellation (consumers)
If you are a consumer, you have 14 days from your order to cancel. If you ask us to start your Report straight away, you agree that once the Report has been fully delivered you will lose your right to cancel, and that if you cancel after we have started, you may have to pay a proportionate amount for the work done. To cancel, contact [hello@myauctionpack.co.uk]. A model cancellation form is [LINK TO MODEL CANCELLATION FORM].
Note for solicitor: Check classification (service vs digital content) and the correct express-request / acknowledgement wording under CCR 2013 regs 36 and 37, and the pre-contract information in Schedule 2.
8. If something goes wrong
If you think the Report contains an error, tell us at [hello@myauctionpack.co.uk] within [X] days, with the page reference. If we have not used reasonable care and skill, we will [REMEDY – e.g. correct and reissue the Report, or refund], without affecting your statutory rights, including your rights to repeat performance or a price reduction under the Consumer Rights Act 2015.
We are not responsible for losses that were not reasonably foreseeable, or for losses caused by documents missing from or changed in the Pack, or by information we were not given. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot be limited by law.
For business customers only: our total liability for a Report is limited to [CAP – e.g. the price paid / a multiple, to be set with PI insurer and solicitor].
Note for solicitor: Consider whether a cap for business customers is reasonable under UCTA 1977, and how it interacts with PI cover. Confirm whether many buyers are businesses (landlords via SPVs).
9. Partner introductions
- We may introduce you to independent partners, such as an SRA-regulated solicitors’ firm, FCA-authorised brokers, surveyors, EPC assessors, Social Ready, Lattuca Invest Maintenance and Lattuca Invest.
- Each partner provides its services under its own contract with you. We are not responsible for their services.
- We may receive a referral fee if you instruct a partner; we’ll tell you the amount before you’re introduced.
- Lattuca Invest, Lattuca Invest Maintenance and Social Ready are owned by our founder.
- Mortgage and bridging introductions are only to FCA-authorised brokers or firms. We are not a lender or broker, we don’t recommend lenders or products, and we don’t handle loan money.
- We introduce only. We are not an estate agent or letting agent and do not act for you in buying, selling or letting property.
Note for solicitor: Check: FCA Article 33A RAO introducer exclusion; Estate Agents Act 1979 s.1 and redress-scheme / HMRC AML position for the Social Ready, EPC and Wales-partner introductions; SRA Code 5.1 referral-fee disclosure on the partner side; FSMA s.21 for max-bid and finance wording.
9A. Deal Review Call
The optional Deal Review Call with Louis Lattuca (45 minutes, £399 [INC. / EXC. VAT]) is a separate paid service. It covers practical property investment and building-cost experience from a property investor. It is not legal, financial, tax or mortgage advice. Booking, rescheduling and cancellation terms: [LOUIS TO CONFIRM].
9B. Refunds
Refund policy: [LOUIS TO CONFIRM – e.g. if the pack can’t be processed]. This does not affect your statutory rights.
Note for solicitor: Check Social Ready “guaranteed rent” wording now that Social Ready is owned by the founder (CAP Code / CPRs on connected promotions), and the “award-winning” founder claim, which relies on Social Ready’s Social Value Award 2026 (evidence under CAP 3.7).
10. Your data
We use your documents and details as set out in our Privacy notice. Uploads are used only to produce your Report and are not used to train AI models.
11. Intellectual property
You may use your Report for your own purchase decision and share it with your professional advisers and lenders. [Any other licence terms]
12. Complaints and law
Contact [hello@myauctionpack.co.uk] with any complaint; we aim to reply within [X] working days. These terms are governed by the law of England and Wales. If you are a consumer, you may bring proceedings in the courts of the part of the UK where you live.